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Learn all there is to know about insurance.

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Understanding Employee Practices Liability 

Employee Practices Liability, often referred to as EPLI, covers businesses against claims by workers that their legal rights as employees of the respective company have been violated. There has been a considerably large rise of lawsuits employees have been putting against their employers. Traditionally, most lawsuits are filed against larger corporations such as Walmart or […]

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How to Prevent Cold Weather Injuries  

Many people in the world still have jobs and positions that require them to complete work outside no matter the weather. Worker’s compensation benefits were indoctrinated to help protect those who work in labor intensive positions. While we can lean on the workers’ compensation benefits to cover work-related injuries, it is in everyone’s best interest to try and avoid all potential harm that could occur. Winter […]

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3 Ways to Make Your Home Kid-Friendly and Safe  

Moving into a new home can be an exciting, yet stressful, process. In the mix of things, you shouldn’t have to worry about the safety of your children. Use these tips to make sure that every area of your home is childproof and safe for your kids to play in.  Start with Rules  In order to ensure […]

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Applying for Disability: What You Need to Know 

Applying for disability can be a scary situation to be put in. The government has two different programs that are set in place to help assist those who are now needing disability assistance. If you are newly disabled, you may be wondering if you qualify for financial assistance from the Social Security Administration (SSA). The two programs are known as […]

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Busting Common Life Insurance Myths

According to the 2019 Insurance Barometer Study by Life Happens and LIMRA, 43% of American households do not have any life insurance. Furthermore, 40% of those households reported that they would immediately struggle to pay living expenses if their primary wage owner were to die without the security of life insurance. If so many Americans understand how […]

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Driving Safely in Winter-Like Conditions 

Prepare Your Vehicle   In addition to the annual tune-up and maintenance your vehicle undergoes, there are more small things you can do to help winterize your vehicle in anticipation of the winter months. Below are a few tips to help you protect your vehicle:   Test your battery; battery power drops as the temperature drops  Check the tire pressure; tire pressure drops as […]

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New Year Means New Insurance Coverages  

It’s another new year and everyone is listing off their new year resolutions. Many people forgo an important resolution that should beat out going to the gym weekly or eating a cleaner diet. What is this resolution that should beat out all the typical goals? Reviewing your insurance coverages. This is a resolution that you should […]

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5 Tips for Driving at Night

Depending on your job, you may need to do a lot of driving at night. Or perhaps you like to leave in the wee hours to go on family vacation, so you can arrive at a decent time the next day. Some drivers do prefer night driving because the roads are more open. Even so, […]

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Protecting Your Pet During the Holiday Season

The holidays are full of excitement and celebrations with family and friends. While getting ready for the festivities, meals, and decorating time that is planned can create excitement for you and your furry friends, there are several things to watch out for. As their owner, it’s important to consider how things like festive plants, lighting, […]

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Are You Getting the Most Out of Your Life Insurance Policy? 

Life insurance policies can be confusing. There seem to be endless different options, plans, and policies to choose from. You might have simply selected the cheapest life insurance policy because you didn’t fully understand your options. Maybe you selected a pricier policy because “You pay for what you get!” If these describe you, you might […]

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